Invoicing without the hassle
Create quotes and invoices, send payment requests with a QR code and keep your bookkeeping effortlessly in order. Whisper of Money does the maths, you do your craft.
Free account · no credit card needed
Everything you need to get paid
From the first quote to the last payment reminder, and from purchases to the annual accounts. All in one place, without the hassle.
Invoices with EPC QR
Professional invoices in your own branding with correct VAT per rate. Every invoice gets an EPC QR code, so your client transfers the exact amount with a single scan.
Quotes
Create tidy quotes and turn an accepted quote into an invoice with one click — no retyping.
Reminders & dunning
Automatic payment reminders at the right moments. Formal reminders follow the statutory dunning tiers for collection costs and statutory interest.
Purchases
Record purchase invoices and receipts with an attachment, track payment status and link everything to your ledger automatically.
Assets & depreciation
Register your business assets and let depreciation be calculated and posted automatically according to your chosen term.
Ledger & reports
Every invoice, purchase and depreciation lands in the ledger automatically. View your profit and loss, balance sheet and VAT overview whenever you like.
Multiple users & roles
Work together with your accountant or colleague. Invite users and decide per role what someone may see and do.
Dutch & English
Work in Dutch or English and invoice your international clients in their own language.
Your first invoice in three steps
No accounting knowledge needed. You'll be up and running in minutes.
1. Create your account
Start for free, no credit card. Enter your business details and your books are ready right away.
2. Draft your invoice
Pick your client and products. VAT and the maths happen automatically, neatly in your own branding.
3. Get paid
Send with an EPC QR code and track payment status. We send reminders automatically, right on time.
Why Whisper of Money
Built for the Dutch entrepreneur, without the ballast of big accounting suites.
Start free, grow with us
Start on the free plan and upgrade only when you need more. Clear monthly or yearly prices, cancel monthly.
Matches the Dutch rules
VAT per rate, the statutory dunning tiers for collection costs and statutory interest — calculated to the cent, by the book.
Secure and within the EU
Your data is stored within the EU and every set of books is strictly isolated from the others.
Ready in minutes
A calm, fast interface without the hassle. From first quote to annual accounts in one place.
Ready to run your business without the hassle?
Start today for free. Upgrade whenever you want, cancel just as easily.
Create an account